What is Lasting Power of Attorney?
If you are to become mentally incapacitated, a Lasting (or Enduring) Power of Attorney allows someone you trust/rely on to make decisions on your behalf. These decisions can be with regards to anything from healthcare to finances and by having this in place, you have peace of mind that your affairs will always be looked after.

The person you choose is referred to as your attorney and it is possible to have more than one. However if you do have more than one you need to decide how they will work- will they make decisions about everything together or will they act separately. In most cases the attorneys act separately on most day to day matters, but then make more significant decision together.

Lasting Powers of Attorney (LPA) come in two quite types. The first is LPA (property and affairs) which relates to your finances and connected affairs, and the other is LPA (Personal Welfare) which welfare issues, such as health and living conditions, fall under.

What Does This Mean In Practice?
Having an LPA in place means that should a time come where you are unable to make a sound decision for yourself; there is a trusted person already in place to do this for you. With this in place you, and your possessions, are protected.

How Do I Get One?
Once you have enlisted the help of a solicitor to draw up your LPA, you must be mentally capable when requesting a lasting power of attorney. The document is then signed by your attorney and yourself, in addition to a witness. Finally someone else must also bear witness to the fact you mentally able to take this decision.

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